Title:  Regulatory Compliance & MLR Officer

About Worldline
Worldline [Euronext: WLN] is a global leader in the payments industry and the technology partner of choice for merchants, banks and acquirers. Powered by c. 18,000 employees in more than 40 countries, Worldline provides its clients with sustainable, trusted and innovative solutions fostering their growth. Services offered by Worldline include in-store and online commercial acquiring, highly secure payment transaction processing and numerous digital services. In 2022 Worldline generated a revenue close to 4.4 billion euros.worldline.com

Regulatory Compliance & MLR Officer UK

Wolverhampton, United Kingdom

This is Worldline

We are the innovators at the heart of the payments technology industry, shaping how the world pays and gets paid. The solutions our people build today power the growth of millions of businesses tomorrow. From your local coffee shop to unicorns and international banks. From San Francisco to Auckland. We are in every corner of the world, in every part of commerce.  And just as we help our customers accelerate their business, we are committed to helping our people accelerate their careers. Together, we shape the evolution.

The Opportunity

Worldline IT Services UK (Worldline UK&I) is looking to recruit a UK Head of Regulatory Compliance and Money Laundering Officer to oversee and strategically develop Worldline UK&I’s financial security compliance framework, including anti money laundering, counter terrorism financing and sanctions. This role is critical in ensuring that our company adheres to all regulatory and legal standards in the UK and maintains a robust compliance culture.

Worldline operates within a matrix organisation and in addition to your reporting line to the Chief Risk and Compliance Officer for Worldline UK&I you will report functionally into the Worldline Global Compliance function.  We are in the process of obtaining a Credit Licence for Debt Administration and Debt Collection regulated activities in the UK and are looking for your expertise and initiative to ensure we are fulfilling all FCA requirements while supporting the growth of our business.

Joining Worldline UK &I as a Compliance Officer, you will be part of a globally diverse team, known for its expertise in regulatory compliance and financial crime prevention within the payment industry. You will work closely with the Chief Risk & Compliance Officer and collaborate with colleagues. This role offers a unique opportunity to contribute to a team that values innovative solutions and knowledge sharing, and plays a pivotal role in upholding Worldline’s commitment to integrity and compliance.

Day-to-Day Responsibilities​

• Lead the development, implementation, and oversee the company’s compliance program, ensuring alignment with UK regulations.
• Act as the Money Laundering Reporting Officer, responsible for overseeing all aspects of the AML framework, including monitoring, reporting, and training within Worldine UK&I.
• Provide expert advice on compliance matters to the Worldline UK&I senior management and the Board of Directors.
• Conduct risk assessments to identify potential areas of compliance vulnerability and risk; advice on development and implementation of corrective action plans.
• Ensure effective compliance training programs for all employees
• Liaise with regulators (i.e.FCA) and other external parties on compliance-related issues.
• Keep abreast of regulatory developments and advise on the impact of new laws on the business.
• Prepare and present regular reports on compliance and AML activities to senior management and regulatory bodies.

Who Are We Looking For

We look for big thinkers. People who can drive positive change, step up and show what’s next – people with passion, can-do attitude and a hunger to learn and grow. In practice this means:

• You can offer valuable insights and expertise gained from your experience in Compliance roles
• You've got knowledge of applicable regulations and FCA guidelines (e.g. Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, Consumer Credit Sourcebook, Electronic Money, AML/CFT compliance requirements, Data Protection)
• Ability to analyse complex situations with precision and detail, complemented by strong communication and organisational capabilities.
• Motivation and passion for achieving results, initiating action, and thriving in a dynamic environment
• Excellent educational foundation, holding Degree in Law, finance, Business or a related field, providing a strong basis for understanding and addressing compliance issues, or equivalent experience and relevant professional qualifications (e.g. CAMS, ICA)
• You master conducting thorough second line assessments in organisational settings and excel in adapting to multicultural environments
• At least 5 years of experience in a compliance role within the financial industry.

Perks & Benefits

At Worldline you’ll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also:

• Be part of a company guided by a strong purpose to do good and recognised as top 1% of the most sustainable companies in all sectors worldwide.
• Work with inspiring colleagues and be empowered to learn, grow and accelerate your career.
• Have 25 days holiday + bank holidays
• Have employee private medical cover, access to a virtual GP service
• Access to discounts and cash backs on shopping *
• Purchase a range of flexible benefits through salary sacrifice
• Have an Income protection @ 67% of base salary for 5 years, subject to Ts & Cs
• Have a Life assurance – 1 x salary if not in a pension scheme, 4 x salary if joins the pension scheme
• Have Pension – the company will match contributions up to 10%

Application Process

We will endeavour to respond to all applicants within 7 working days. If selected, you can expect a screening interview with a recruiter and if moving to the next stage, there will be an interview with a Line Manager.

Shape the evolution

We are on an exciting journey towards the next frontiers of payments technology, and we look for big thinkers, people with passion, can-do attitude and a hunger to learn and grow. Here you’ll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. With an empowering culture, strong technology and extensive training opportunities, we help you accelerate your career - wherever you decide to go. Join our global team of 18,000 innovators and shape a tomorrow that is yours to own.

Learn more about life at Worldline at jobs.worldline.com

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or any applicable legally protected characteristics.

The 18 000 employees of Worldline are all different but share the same values. You can see it in the way we behave. We are curious and humble – we are learning every day, we keep things simple and everyone engaged. In our fast-moving industry, we are adaptable and life-long learners. Everyone demonstrates the same dedication to quality and efficiency. We have an entrepreneurial spirit and sense of service. Above all, we never turn our back on a challenge. These values nurture a dynamic and innovative team where everyone can develop and grow.