Title:  Credit Risk Data Analyst

Credit Risk Data Analyst

Warsaw, Poland

This is Worldline

We are looking for a Credit Risk Data Analyst to be part of the Credit Risk Centre of Excellence within our global Credit Risk department which consists of several globally dispersed teams with end-to-end credit risk management responsibility at merchant and portfolio level. 

In this challenging role, you will be at the core of our organization with a high level of exposure, contributing to the quality and high standards within Credit Risk and supporting Worldline’s growth and profitability by ensuring sustainable new and existing credit exposures and minimalization of credit losses. 

Besides your direct colleagues within Credit Risk, you will work closely with various stakeholders such as Sales, Legal and other Risk departments. 

This position is based in Poland and we offer a hybrid way of working from home and at our Warsaw office. 

The Opportunity

Our global Credit Risk department is part of Merchant Services Risk Management & Operations and we manage international merchants in various industries. Our primary focus is on reviewing new and existing merchants, monitoring non-delivery exposure and credit quality on merchant and portfolio level. 

The Credit Risk department is growing and currently consists of more than 20 professionals spread across different offices worldwide. The regular exchange with colleagues and experts from different countries ensures exciting daily work and challenges at the same time. Within Credit Risk, we are globally minded with a FinTech touch. You will experience this in your everyday life as a Worldliner. 

Day-to-Day Responsibilities​

• Portfolio monitoring and KPI management 
• Develop and maintain up-to-date merchant and credit risk data 
• Continuous contribution to further professionalization of the Credit Risk Center of Excellence (CoE) 

• Provide guidance and recommendations, on request and pro-actively, to the operational risk teams (e.g. Credit Risk, Onboarding, Monitoring) ensuring them to optimize their standard operating procedures (SOP) 
• Assess working processes and procedures, identify shortcomings, perform gap analyses, and provide recommendations or take ownership on improvements 
• Tooling ownership and requirement identification 

Who Are We Looking For

• Experience with data analyses
• Knowledge of Microsoft Azure and Sharepoint
• Knowledge of (credit) risk management 
• Strong communication and stakeholder management skills
• Full working proficiency in English and Polish
• You are result-oriented and diligent with a strong ability to prioritize work in a fast-paced and changing environment
• You have a good sense of responsibility and always strive for perfection and deliver simplicity
• Master’s degree in finance, accounting, business economics, or related field
• Payment or FinTech industry experience would be a plus

Perks & Benefits

At Worldline you’ll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that, you will also get:

• Private medical & life insurance
• MyBenefit Platform
• Holiday allowance
• Referral program
• Public transportation allowance
• Meal allowance
• Yearly bonus

Shape the evolution

We are on an exciting journey towards the next frontiers of payments technology, and we look for big thinkers, people with passion, can-do attitude and a hunger to learn and grow. Here you’ll work with ambitious colleagues from around the world, take on unique challenges as a team, and make a real impact on the society. With an empowering culture, strong technology and extensive training opportunities, we help you accelerate your career - wherever you decide to go. Join our global team of 18,000 innovators and shape a tomorrow that is yours to own.

Worldline is proud to be an Equal Opportunity employer. We do not discriminate based on race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as an individual with a disability, or other applicable legally protected characteristics. 

Learn more about life at Worldline at jobs.worldline.com