The opportunity

Our AML/CTF Transaction Monitoring Specialist team is responsible for protecting Worldline from financial and reputational losses incurred by financial crimes by assessing, controlling and mitigating risks. Risk types related to Anti-Financial Crime are consolidated in a comprehensive risk management framework that covers Anti-Money-Laundering, Sanctions & Embargoes, Anti-Bribery & Corruption as well as Anti-Fraud & Investigations. You will partner with external agencies and regulatory bodies.The candidate will preferably have a relevant experience in AML transaction monitoring within financial institutions. 

Day-to-day responsibilities

•    Reviewing alerts through the AML software and identifying reportable transactions and ensuring timely, accurate filing of all required reports including Suspicious Activity Reports (SARs), Suspicious Transaction Reports (STRs) and Currency Transaction Reports (CTRs), Unusual Activity/Transactions Reports. 
•    Identifying patterns and trends consistent with money laundering and terrorist financing, and flag any suspicious activities detected
•    Resolving potential risk issues by conducting research and analysis on escalations from business groups and other compliance functions to determine if they are for a valid business purpose. 
•    Handling research related to AML/CFT regulatory frameworks, FIU requests, EU AML or Bank Secrecy Act (BSA) Regulations, Department of Commerce Denial Orders, Unusual Activity Report, information subpoenas and other requests from Legal/Compliance Divisions.
•    Assisting in the further development and improvement of the tools
•    Keeping accurate records and logging all work to ensure stakeholders have all necessary information available in a timely manner.
•    Confirming potential AML and terrorist financing cases for referral to the relevant authorities / Financial Intelligence Unit (FIU) for pattern analysis.   
•    Escalating issues as appropriate for advanced investigation and analysis
•    Identifying and analysing customers and accounts for suspicious/unusual activity and compile complete accurate documentation of the suspicious activity
•    Making recommendations to file or not file suspicious activity reports, as appropriate; ensure complete documentation is secured and maintained as required by law
•    Ensuring that deadlines for all BSA/AML related report submissions are met
•    Maintaining proficiency in all aspects of BSA/AML compliance and staying current with money laundering and terrorist financing behaviors, issues, policies, regulations, criminal typologies, industry best practices, and developing trends
•    Further identifying and developing departmental processes and procedures
•    Liaising with technology in the event of production issues, software updates and during testing and implementation of changes to the AML monitoring platform and tools
•    Participating to any audit request or presentations related to Transaction Monitoring, following management request

Who are we looking for

•    Minimum bachelor degree or equivalent
•    AML monitoring knowledge and/or experience
•    1+ years of working experience in the financial industry 
•    Knowledge of AML/CFT regulatory frameworks, including FATF Recommendations, EU AML Directives and Regulations, EU and international sanctions regimes, PSD2, BSA/EBA Guidelines, and other relevant European financial crime regulations is a plus
•    Self-motivated and able to thrive in a team environment
•    Ability to manage multiple tasks and adapt to changing priorities
•    Excellent investigative and analytical skills
•    Fluent in English (C1). Any additional language is a plus

Perks & Benefits