The Opportunity  

As a risk specialist, you play a crucial role in ensuring that Worldline does not do business with any unlawful or fraudulent clients. You are also responsible to protect the company’s reputation and ensure we are not involved in any money laundering or other unlawful activities. As if you are a true detective/investigator, you conduct thorough research using external tools and sources for our existing merchants. In this role you report directly to the Team Manager of the merchant monitoring handling a specific market.

The risk assessment done by the Merchant monitoring team could be a part of period reviews or triggered by Event Driven Reviews, both events triggers a new risk assessment. The process of risk assessing and analysing an existing merchant’s account ensures that we have updated KYC data and assess any changes that might affect the merchant’s risk level. The risk assessment of the merchant focuses on controlling and updating existing KYC information and reviewing the merchant’s behaviour and data from an AML perspective. You will also ensure that the merchant abides by the applicable standards and policies of Worldline.

The team is mainly located in Warsaw; however, our stakeholders are all over the world. We are all hard-working, knowledgeable, dedicated, experienced, and fun individuals who look forward to having you on board and helping you to get up to speed. We are an open team and value continuous knowledge sharing among team members as we strive to become better every day. At the same time, having fun is important and bonds us as a team.

Objective

• Ensure the deployment of Risk Management Framework and Report on risks to all relevant stakeholders.
• Contribute to the development of a risk-aware culture.
• Ensure that risk/ reward balance is consistent with Worldline's strategy.

Activity

• Define, deploy and lead the risk management Framework (procedures, policies, etc.) on their perimeter.
• Support the identification and analysis for all types of risks and ensure the definition of the mitigation strategy and monitor the associated action plans.
• Establish the risks' mapping and communicate it to the relevant stakeholders (internal and external).
• Engage with experts and management of the other teams (business, Project Management, Sales, financial, legal, HR, etc.) as appropriate to ensure that risks are effectively assessed.
• Attend management Committee (at Country, Legal entity, Region, Group Business Line, Corporate, Group, etc.) as required to provide an independent assessment of the risk position.
• Prepare and Communicate reports and recommendations in accordance with relevant documentation and quality standards or as agreed (e.g., Risk Registers).
• Contribute to the development and update of the Risk Appetite Statement.

• Provide mentoring and education in Risk Management knowledge, requirements and techniques (training, awareness, communication campaigns, etc.).

Who Are We Looking For

We look for people having a strong analytical and problem-solving skills and love to work with multiple stakeholders. People who can drive positive change, step up and show what’s next – people with passion, can-do attitude and a hunger to learn and grow. In practice this means:

• You have understanding of KYC, AML, and other regulatory requirements
• You've got substantial knowledge in finance, business administration, or a related field
• You have at least 4 year previous experience in a similar role within the financial services industry, preferably in a payments company or a bank
• You have an excellent attention to detail and analytical skills
• You are result-oriented and diligent with a strong ability to prioritize work in a fast-paced and changing environment
• You have a good sense of responsibility and always strive for perfection and deliver simplicity
• Good command of Nordic languages will be a plus
• You are able to work with various computer systems/programs
• You have excellent communication, presentation, and stakeholder management skills
• You have  full working proficiency in English both written and verbal

Perks & Benefits